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I have to get a new (used) car »

Due to some changes with my employer, the need to for me to get a decent, reliable vehicle has risen. For the last 6-7 years, my employer has provided a work vehicle. Which has allowed me to drive a P.O.S. for my 5 minute commute I had to work. Well, the work vehicle is going [...]

Just paid off one credit card, and damn, it feels good »

Just sent off a payment of $413.49 to Juniper which will bring the balance on that card to $0. Sadly, there are still a lot of bills to go, but it feels great to stick a fork in one of them. That is all! Peace.

Making a little extra income »

Thanks to some enhancements I made with Google Ads, plus starting to put Google search in a few strategic locations, I’m actually impressed with the results. Now I’m not talking tons of cash all of a sudden rolling in. But in the past it usually took me about a year to accumulate the minimum $100 [...]

Why is it so hard to create a budget? »

I know we need one, heck, everyone should have one. But why don’t I? Is it because I’m a procrastinator? Is it because I have no idea how to create one? Is it because I still don’t have grips on all our expenses? Or is it that I’m just full of excuses and lazy? I [...]

The most shocking number, and what keeps me motivated »

There’s a lot of reasons that cause folks to wake up and realize their in debt over their head. For us, my slap in the face was the fact we had so many different credit card bills that I couldn’t keep track of them anymore and started missing payments. I was getting hit with late [...]