My Debt Reduction Blog

We use Progressive to insure both our vehicles and I pay it every six months. My car has only liability but our mini-van has full coverage. What was nice was that our 6 month total was $12 cheaper than our last bill.

Earlier this year we decided that we would cancel our home phone service, which we hardly ever use, and that would reduce our monthly expenses by over $43. We decided we would wait til the school year was over and then over the summer figure out everywhere that has our home number and update them [...]

Our biggest monthly expense is getting bigger at the end of the month. Our 2 girls who are currently age 4, have to go another year of day care before they can start kindergarten. Today I just received noticed that the fees are increasing. Right now it costs us $275/week and staring the first week [...]

This weekend we will be joining a local recreation facility. A one year membership for a family of 5 is just short of $1,000. My wife and I have been debating this since the beginning of the year. If we were going to join, we knew we’d be waiting until this weekend in August when [...]

As previously stated, July was the first time we’ve ever made an attempt to monitor every dollar. While this system isn’t perfect, I will refine it over the next couple of months and use the data to build a budget. Needless to say, there were some shockers in our spending. To my surprise, we spent [...]

Over the last couple of years we’ve been trying to cut expenses where ever possible. However, one that we’ve held on to was our $18.99/month Netflix account. I’ve wanted to cancel it, but watching movies is the only really form of entertainment we have. I’ve tried going to their lesser plans, but it seems as [...]

I get paid every other Friday, that means twice a year I receive 3 paychecks in a month and June was one of those months. I’ve aways considered this to be extra money(which I know is wrong). Even though we don’t have a budget, yet, we’ve based all our bill paying around me getting the [...]