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	<title>My Debt Reduction Blog &#187; Bills</title>
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	<description>Our road down debt reduction to elimination, and living without a budget</description>
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		<title>Paying off two credit cards this week</title>
		<link>http://www.mydrblog.com/blog/2007/07/10/paying-off-two-credit-cards-this-week/</link>
		<comments>http://www.mydrblog.com/blog/2007/07/10/paying-off-two-credit-cards-this-week/#comments</comments>
		<pubDate>Tue, 10 Jul 2007 18:44:22 +0000</pubDate>
		<dc:creator>Chad</dc:creator>
				<category><![CDATA[Bills]]></category>
		<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Debt Reduction]]></category>

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		<description><![CDATA[We&#8217;ve decided to pay off two credit card bills this week. We&#8217;re pulling $2,000 out of our ING account to do it, which leaves us with $4,000 in our emergency fund. We are paying off the credit card with the highest interest and the card with the lowest balance. In the end, this will give [...]]]></description>
			<content:encoded><![CDATA[<p>We&#8217;ve decided to pay off two credit card bills this week. We&#8217;re pulling $2,000 out of our ING account to do it, which leaves us with $4,000 in our emergency fund. We are paying off the credit card with the highest interest and the card with the lowest balance. In the end, this will give us just over $100 a month to put towards our next highest interest card, which also happens to have the highest balance(approx $8,000). Once that card is paid off, I think we&#8217;ll be on the home stretch of getting all credit card debt eliminated.</p>
<p>---<br />Related Articles at My Debt Reduction Blog:<ul><li><a href="http://www.mydrblog.com/blog/2007/08/15/are-debt-management-companies-really-bad-for-your-credit/" rel="bookmark" title="Permanent Link: Are debt management companies really bad for your credit?">Are debt management companies really bad for your credit?</a></li><li><a href="http://www.mydrblog.com/blog/2009/02/17/reuters-us-senator-predicts-swift-action-on-credit-cards/" rel="bookmark" title="Permanent Link: Reuters: U.S. senator predicts swift action on credit cards">Reuters: U.S. senator predicts swift action on credit cards</a></li><li><a href="http://www.mydrblog.com/blog/2007/09/19/mintcom-service-scares-me-quite-a-bit-but-am-trying-out-clearcheckbookcom/" rel="bookmark" title="Permanent Link: Mint.com service scares me quite a bit &#8211; But am trying out ClearCheckbook.com">Mint.com service scares me quite a bit &#8211; But am trying out ClearCheckbook.com</a></li></ul></p><br />]]></content:encoded>
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		<slash:comments>2</slash:comments>
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		<title>Promotion for Upgrade Fee</title>
		<link>http://www.mydrblog.com/blog/2007/06/17/promotion-for-upgrade-fee/</link>
		<comments>http://www.mydrblog.com/blog/2007/06/17/promotion-for-upgrade-fee/#comments</comments>
		<pubDate>Sun, 17 Jun 2007 21:54:46 +0000</pubDate>
		<dc:creator>Chad</dc:creator>
				<category><![CDATA[Bills]]></category>
		<category><![CDATA[Cellular Service]]></category>

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		<description><![CDATA[Promotion for Upgrade Fee, I don&#8217;t know what it is, but it costs $18.00. Here&#8217;s the story. I have cellular service through Cingular, and for the last year I had a Family Talk plan with 2 lines with minutes that my wife and I shared. Two months ago, I finally got a cell phone through [...]]]></description>
			<content:encoded><![CDATA[<p>Promotion for Upgrade Fee, I don&#8217;t know what it is, but it costs $18.00. Here&#8217;s the story. I have cellular service through Cingular, and for the last year I had a Family Talk plan with 2 lines with minutes that my wife and I shared. Two months ago, I finally got a cell phone through work. Since I was out of contract I decided we could save money every month by dumping the FT plan and going with a standard plan with one line just for my wife. With the FT plan our monthly service fee was $69.98, and with all the other fee&#8217;s, taxes and whatever else they can dream up our usual bill was around $80.</p>
<p>The new plan I went with has a monthly service fee of $39.99, so I would be expecting a bill in the upper $40&#8242;s. Well the first bill under the new plan has showed up and it is a whopping $63.85. Whah?? First thing I checked was what they were charging for the monthly service, and it was $39.99. So that extra money must be hidden in the bill somewhere. After dissecting the bill to see how they came up with that figure I found in the Other Services section a line called <em>Promotion for Upgrade Fee (Expires on 5/11/2007)</em> with a charge of $18.00. What the heck is that about? Well, I don&#8217;t know yet, but I will be calling tomorrow to find out. Once I find out I will report back.</p>
<p>---<br />Related Articles at My Debt Reduction Blog:<ul><li><a href="http://www.mydrblog.com/blog/2007/08/06/behind-the-scenes-work/" rel="bookmark" title="Permanent Link: Behind the scenes work">Behind the scenes work</a></li><li><a href="http://www.mydrblog.com/blog/2007/09/06/10-minutes-to-a-better-checking-account-with-no-fees/" rel="bookmark" title="Permanent Link: 10 minutes to a better checking account with no fees">10 minutes to a better checking account with no fees</a></li></ul></p><br />]]></content:encoded>
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		<slash:comments>2</slash:comments>
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