My Debt Reduction Blog

It’s been a rough year, financially and maritally speaking. I am glad to see 2008 coming to a close. I’ve taken this week off to give me some time to detach from my everyday responsibilities and focus on where I am and where I want to be. And most importantly, what do I need to [...]

My wife has been going to school to become a teacher, and now her time to start student teaching has arrived. What does this mean for us? Well, it’s actually quite substantial. It means she had to quit her full time job, which also provided all our family insurance needs, so she can take over [...]

Well, over the last month there really hasn’t been anything major to report with our finances. I did transfer a couple of balances to 0% percent offers. This weekend I plan to go over our September spending to see how we did compared to the last few months. We do need to start planning for [...]

When I first started this blog, I was skeptical about posting details of our total debt. Mainly because of embarrassment of being so deep in debt and most of it being credit card debt. However, as I’ve been reading lots of other debt blogs and listening to Dave Ramsey and all his call-ins, I’m realizing [...]