My Debt Reduction Blog

Due to some changes with my employer, the need to for me to get a decent, reliable vehicle has risen. For the last 6-7 years, my employer has provided a work vehicle. Which has allowed me to drive a P.O.S. for my 5 minute commute I had to work. Well, the work vehicle is going [...]

I have used them for their online savings account, but now their current mortgage rate of 4.5% is appealing.

WASHINGTON, Feb 12 (Reuters) – Credit card practices considered unfair to consumers, such as sudden rate increases, will disappear sooner than a 18-month implementation period set by regulators, Sen. Christopher Dodd predicted on Thursday.
“Consumers are trapped in a business model that is designed to induce mistakes and jack up fees,” Schumer said.
Read full: Reuters [...]

Just sent off a payment of $413.49 to Juniper which will bring the balance on that card to $0. Sadly, there are still a lot of bills to go, but it feels great to stick a fork in one of them.
That is all! Peace.

It’s been a rough year, financially and maritally speaking. I am glad to see 2008 coming to a close. I’ve taken this week off to give me some time to detach from my everyday responsibilities and focus on where I am and where I want to be. And most importantly, what do I need to [...]

I’m still alive and still in debt. I am still married. My wife still has not gotten a teaching job since she’s gotten her teacher certification back in June. Times are tough and reserves are running out.

Thanks to some enhancements I made with Google Ads, plus starting to put Google search in a few strategic locations, I’m actually impressed with the results. Now I’m not talking tons of cash all of a sudden rolling in. But in the past it usually took me about a year to accumulate the minimum $100 [...]

Let’s just says the last six months have been a rather rough roller coaster ride. Financial and marital problems can really take a toll on ones motivation. There have been no big improvements on either front to speak of unfortunately. In fact, financially, I put us a little deeper by buying a new TV and [...]

Please forgive this majorly off-topic post, but I don’t want to start another website to showcase additional turmoil in my life.
There are a few reasons why this website has seen so much neglect over the past few months, but the major reason has been the fact that my marriage has been on the brink of [...]

My wife has been going to school to become a teacher, and now her time to start student teaching has arrived. What does this mean for us? Well, it’s actually quite substantial. It means she had to quit her full time job, which also provided all our family insurance needs, so she can take over [...]