My Debt Reduction Blog

I’m still alive and still in debt. I am still married. My wife still has not gotten a teaching job since she’s gotten her teacher certification back in June. Times are tough and reserves are running out.

Thanks to some enhancements I made with Google Ads, plus starting to put Google search in a few strategic locations, I’m actually impressed with the results. Now I’m not talking tons of cash all of a sudden rolling in. But in the past it usually took me about a year to accumulate the minimum $100 [...]

Let’s just says the last six months have been a rather rough roller coaster ride. Financial and marital problems can really take a toll on ones motivation. There have been no big improvements on either front to speak of unfortunately. In fact, financially, I put us a little deeper by buying a new TV and [...]

Please forgive this majorly off-topic post, but I don’t want to start another website to showcase additional turmoil in my life.
There are a few reasons why this website has seen so much neglect over the past few months, but the major reason has been the fact that my marriage has been on the brink of [...]

My wife has been going to school to become a teacher, and now her time to start student teaching has arrived. What does this mean for us? Well, it’s actually quite substantial. It means she had to quit her full time job, which also provided all our family insurance needs, so she can take over [...]

Even though it’s been over a month and a half since my last post, I haven’t given up my debt reduction blog. Just, took a little time off. Well, it really was a lot deeper of a reason than that. Life’s been a wee bit rough on our household. I’m hoping to get back in [...]

I’ve been trying really hard to bring a lunch every day to work. By doing that, I could probably save between $25 - $30 a week. But every day around 11 they start passing around the menu and it’s so tempting to order. I’ve been guilty in the past of even having food here and [...]

Over the last week, I moved and made a modification to our emergency fund. First, the magic number everyone throws around it having $1,000 for an emergency fund. Well, I’ve decided to bump it up to $1,500. This decision was made a few weeks ago when I had to use $500 of it. It seemed [...]

Yup, you read that correctly. Certainly not what you should be reading on a blog of a family trying to get out of debt, but it is true. My feet have been hurting from my old and worn out work shoes, and I’ve been looking for a long time for a nice ‘inexpensive’ pair of [...]

I know we need one, heck, everyone should have one. But why don’t I? Is it because I’m a procrastinator? Is it because I have no idea how to create one? Is it because I still don’t have grips on all our expenses? Or is it that I’m just full of excuses and lazy?
I started [...]