My Debt Reduction Blog

I was looking over my checking account online this morning and there was a new line item. It was called ‘Total Service Charge’ and it cost me $37. Old me has seen these before once in awhile for varying amounts, but new me wants to know what this fee is all about. Old me would [...]

In October of 2005 we met with a local branch of Consumer Credit Counseling Services because we had balances on a large amount of credit cards, and we found ourselves missing payments once in awhile which was racking up fees and becoming increasingly frustrating. They came up with a plan for a single payment that [...]

Part of getting out of debt, means to not create any new debt. Well, I failed on that this past month. It’s normal for me to spend between $75 – $100 in a month at Sams Club, which I charge to on my Sams account and then pay off in full when I receive the [...]

My list of PF/Debt blogs continues to grow. Todays addition: Kiss of Debt URL: http://kissofdebt.blogspot.com/ RSS: http://feeds.feedburner.com/KissOfDebt

Well, I think I did. I filled out the form and everything, but not sure what happens next. No Credit Needed Network

Got Total Money Makeover, Total Money Makeover Workbook, and Financial Peace Jr.

Earlier this year I opened an ING account and earned more interest on a relatively small amount than I’ve probably ever earned total from a regular bank. Lately I’ve been seeing that HSBC is paying 5.05% as opposed to INGs 4.5% so I decided to open an HSBC Direct account too and funded it with [...]

Total: $21 Saturday, my camera club had a photowalk at the Tall Ships festival which cost $10 to get in. Then I was there for lunch, so a brat and bottle of water set me back another $5. Sunday, we took the whole family ice skating. Admission was free because we are members but I [...]

As an IT geek, I run a home network that consists of 3 servers that run 24/7. I’m in the process of looking for ways to reduce my energy consumption which ultimately reduce my bill. So I’m trying to figure out what it’s costing me to run this equipment every month. Many years ago, I [...]

While looking over my recent gas & electric bill on my utility companies website, I found a lot of interesting information about my usage. What was real nice was the ability to export the data in to a comma separated value file which I allowed me to create a spreadsheet in OpenOffice and run calculations [...]