Earlier this year I opened an ING account and earned more interest on a relatively small amount than I’ve probably ever earned total from a regular bank. Lately I’ve been seeing that HSBC is paying 5.05% as opposed to INGs 4.5% so I decided to open an HSBC Direct account too and funded it with $200 to start. The registration process seemed more complicated than the ING one. I’m awaiting a letter via snail mail before I can log in and see the inner workings of a HSBC account. Then I plan to move the majority of savings to them and earn as much as possible. I know most PF bloggers rely on ING, but I haven’t heard much said about HSBC. Anyone using them?